What to Do If You’ve Been Injured by a Turo Rental

Being involved in any car accident can be stressful, much more so if you’ve been injured. Besides the pain of your injuries, dealing with insurance companies makes things more complicated, and the situation can take on a life of its own. If the accident involves a Turo rental car, ascertaining coverage and determining liability is even more complex.

Luckily, with the help of a personal injury attorney, navigating a Turo rental personal injury case is simple.

Turo: What Is It?

Turo is a peer-to-peer car rental service where “guests” can rent cars from private owners (“hosts”). What Airbnb and similar services are to the hotel industry, Turo is to the car rental industry. While Turo is convenient, and renters can often find cars at a lower rate than they would through a traditional car rental company, accidents involving a Turo car can be more complicated than a typical accident.

Why Turo Accidents Can Be More Complicated to Resolve

The main issue that makes Turo accidents more complicated is insurance. Depending on the circumstances of the accident, there may be several different policies: your insurance policy, the renter’s personal insurance policy, the renter’s “protection plan” purchased through Turo, and the car owner’s insurance policy. There is also the possibility that the renter’s credit card company provides some coverage, though most credit card companies don’t cover rentals through Turo.

If you are a third party—meaning you did not rent the vehicle from Turo—and you are injured in an accident that is not your fault; theoretically, you should be covered.

What to Do After an Accident with a Turo Car

For the most part, drivers involved in a Turo accident should do what they normally do after a car accident.

If you are significantly injured, you should strongly consider talking to an attorney.

Our personal injury specialists have many years of experience dealing with insurance companies and can help you navigate the labyrinth of recovering compensation after a Turo accident. Waiting for the money to pay your medical bills can be devastating. With an attorney, you don’t have to wait. Having help from a legal professional can often speed up the process and increase your recovery. Contact our office to schedule a visit.