Loveland Uninsured Motorist Attorney
What Happens if I’m Hit by an Uninsured Motorist?
Despite Colorado’s law that requires all drivers to hold auto liability insurance, there are still those who get behind the wheel without it. And when you’re involved in an accident with an uninsured driver, one of the first questions is how medical bills and other losses will be covered. Even if a driver has basic liability coverage, it might fall short of covering expenses for accidents that result in serious injuries or property damage.
Typically, you’ll file a claim with your own insurance company, and the uninsured/underinsured motorist protection in your policy will provide you with coverage. However, your insurer may offer to settle your claim for less than what you need to cover expenses. That’s because insurance companies profit by limiting claim payouts. As a result, you may be pressured to take the settlement, or your insurance company may deny your claim or delay payment.
Don’t get less than fair compensation. Our Loveland, Colorado, attorneys have expertise in handling cases involving uninsured motorists and can provide you with guidance.
Why Clients Choose Our Team
Our legal team of Colorado personal injury lawyers is passionate about protecting the rights of victims and their loved ones. Here’s why clients choose us:
- We handle all personal injury cases on a contingency fee – if we don’t win, you don’t pay!
- We have over 30 years of experience in premises liability cases
- We get results for our clients–millions of dollars in compensation
- We deliver personalized service, give our clients the time and attention they need, and get them maximum compensation
- We love our clients!
No Upfront Costs & No Recovery, No Fee
At Jorgensen, Brownell & Pepin, P.C., we approach personal injury cases, including those involving uninsured drivers, with a fee structure that ensures you don’t pay attorney fees or costs unless we get you paid. We’re in this together! Our fee and the case costs we advance for you come out of the money we get for you. No recovery, no fee. It’s that simple.
Common Questions About Uninsured Motorist Cases
What do I do if an uninsured motorist hits me?
First, seek medical care for you and any others who were with you. Then do the following:
- Report the accident to the police and obtain a written report.
- Exchange registration information with the other driver.
- Take photos of both the scene and your injuries.
- Inform your insurance company you were involved in an uninsured motorist accident.
- Contact a lawyer who is experienced in handling uninsured motorist claims.
How can I seek compensation for my injuries and damages from the uninsured motorist?
Explore legal options such as pursuing a claim through your own insurance policy's uninsured motorist coverage. Legally, your insurer can’t raise your rates for doing so, and if the at-fault driver has assets, your insurer will find them.
What steps should I take to document and gather evidence of the accident and my injuries?
It's important to document the accident by taking photos, obtaining witness statements, and collecting any available evidence. Additionally, keep records of medical treatment, expenses, and any other relevant documentation.
Are there any deadlines or time limitations for filing a lawsuit against the uninsured motorist?
Yes, there are time limitations, known as the statute of limitations, for filing a lawsuit. It's crucial to consult with a personal injury lawyer promptly to understand and comply with the specific deadlines that apply to your case.
What types of damages can I recover?
You may be able to recover various types of damages, including medical expenses, lost wages, pain and suffering, and other losses directly resulting from the accident. Jorgensen, Brownell & Pepin, P.C. can help determine the specific damages applicable to your case and how to pursue fair compensation.
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